Home restored thanks to insurance firm

Work completed on a house in Brighouse Wood Row
Work completed on a house in Brighouse Wood Row

A Grade 2 listed property has been thrown a lifeline after a home insurance company came to its rescue.

Kim McCloskey has lived at the property in Brighouse Wood Row, Brighouse, just over six years and hoped to settle down for a quiet existence with her two cats. But around two years ago Kim started to notice there were cracks appearing on the internal walls.

The work being carried out at a house in Brighouse Wood Row

The work being carried out at a house in Brighouse Wood Row

Initially these cracks did not cause much of a concern, however, as the cracks got bigger, Kim began to worry.

Unbeknown to the 33-year-old there was a problem with a drain under the front of the house and this had caused severe subsidence and movement. The comfortable safe haven that had once shone in its former glory, had quickly become a place of worry and stress. The cracks got bigger and a battle ensued with the home insurance company lasting over 12 months. Kim said: “Initially Aviva, who were the underwriters tried to fob me off and would not accept that the house needed extensive structural works. They wanted to plaster over the cracks and paint the walls.”

Independent structural engineers and surveyors revealed that the property was sinking, commenting that the movement had left the property in such a state that the roof could have collapsed and killed Kim while she slept.

The claim was authorised by the Aviva chief executives team and work started.

Kim was moved into temporary accommodation during the works, which lasted for four months. The work included the complete demolition of the front elevation and repairs to the drain; piling, underpinning, new foundations and complete rebuild of the front of the property. The works required the entire house to be redecorated and carpeted. All of the original features and Grade 2 listing requirements had been restored.

Kim said: “The house looks better than it ever has. Looking back, it was hard to see how anything good could have come out of this awful situation, however, thanks to Aviva pulling out the stops, it really has been a blessing in disguise.

“I would never have been able to afford to re-construct and renovate my home to the standard that it is now without Aviva coming to the rescue, it was a stressful time, but now my home is back to normal with full certificates of conformity and structural adequacy, I can stop worrying and feel happy that the property is ready to be a home again.”

The two bedroom property is on the market with Peter David Properties Ltd in Brighouse. For more visit www.peterdavid.co.uk or call 01484 719191.